I have just under 2k in Robinhood all in VOO. I also have a 403b (21k) thru work and a personal Roth IRA(17k) for future retirement. The thought behind the Robinhood account was that my money would make money(at a higher interest rate than in a savings account) and if I need it, I’ll sell and transfer it back to the bank. Is this smart or no? I have some money in my savings but should I transfer the Robinhood funds back for quicker access if the need for it ever arises? If this makes no sense sorry, I’m not fully financially educated.