I'm 46M and so is my wife. I make about 2x her salary. I think that I have done ok with saving for retirement. Current balance is about $1.35 mil in the 403b. I put in the max every year in the Roth 403b. The hospital matches 4%. Her balance is $121k.
I have about 67k in my Roth IRA (backdoor due to income) with Schwab index 2045. She has $26k.
The house is paid for so we are good there. Here is the question about the 403b. Instead of doing the target there at work, I chose the allocation and picking the funds myself. Reasonable allocation and funds choice (same allocation for both)? I really want to slow down work by 60.
39% VITSX
36% VTSNX
15% FICNX
10% VBTIX