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REDDIT

6 month CD coming to term. Where to invest?

G
Feb 15, 2025 · 16:04

Have $20k that I invested in a 6 month CD @ 5% that is coming to term. Rates on CD’s have dropped a bit and I’m looking at options to invest the money.

I don’t plan on needing access to this amount for at least a year so.

Should I take the money and invest in an S&P index fund / ETF or roll it into a lower yield CD for another 6 months.

I’m pretty risk tolerant and can “set it and forget it”

Any suggestions ?