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REDDIT

401k Elections for first time rebalance.

G
Feb 15, 2025 · 06:03

Hello r/investing and anyone stopping by to read or comment. I have about 33k in my work 401k account. It's been professionally managed since I started contributing g 5 years ago, but I just removed the Financial advisor management and am going to rebalance into less funds (currently at 5 varied mutual funds and 1 bond fund).

However, I'm very limited in my options for available funds. So I'm asking r/investing, of the following funds which would you choose for a 3 fund portfolio.

Here are your options:

-T Rowe Price stable value fund
-Macquarie Diversified Income Trust
-Fidelity US Bond Index Fund
-Vanguard Balanced Index
-Vanguard Value Index
-Vanguard Dividend Appreciation Index
-Fidelity 500 Index
-Fidelity Total Market Index
-Blackrock Equal Weight S&P 500 Index
-JPMorgan Large Cap Growth Fund
-Fidelity Large Cap Growth Index
-Vanguard Mid Cap Index
-Vanguard Small Cap Value Index
-Vanguard Small Cap Growth
-Blackrock MSCI World ex US Min Vol Index
-MFS International Equity CIT Fund
-Fidelity Emerging Markets Index

I'm looking at about a 25 year time frame til retirement. So let me hear what you think, and bonus points if you can guess what the FA had me invested in. TIA