Frequent lurker, rare poster here
Late 30’s family of three with toddler
900k portfolio position currently following Boglehead strategy - 80 VTI / 15 VXUS / 5 BND/cash mix
Toddler has separate 529 balance of $10k and growing
Current HHI approximately 200k before tax/insurance/401k contributions. Annual HH expenses approximately 70k. 18 years remaining on 2.4% mortgage only current HH debt.
Totally burnt out from corporate career and starting to consider a position in SCHD (and subsequent DRIP) to generate dividend income with upcoming 20k cash windfall.
Seeking advice. What would YOU do in this position? Open minded individual who is more risk adverse than he cares to admit willing to read through different perspectives in order to further develop my own.