In my Roth 401k and Roth IRA, I'm investing into Target Date Funds for the long term as I like the fact that in case when markets to go down, my investments don't suffer as much, and also the Diversified Funds readjust to be more conservative the closer it gets to Retirement which is what I want in a retirement account.
Now, I wanted to open a regular brokerage account to invest to saving up for a bigger purchase like a house which will take time and I wanted to know if there is a ETF that is similar to a TDF that is Diversified similar to SWYHX or a Vanguard Equivalent but doesn't adjust to a more Conservative position. Would I have to do this myself instead
I don't think putting all my eggs into the VOO Basket is necessarily a good idea if I'm trying to be smart about a big purchase like a House or car so I wanted to diversify to ease downturns in the market.