Posts
Portfolio Allocation - Hold Cash or Invest Immediately?
I know this question gets asked here almost daily and the group leans strongly towards VOO and Chill. However, from a portfolio allocation standpoint, if the smartest investors such as Berkshire Hathaway are keeping a lot of cash for a downturn, why shouldn’t retail investors hold a bigger cash position …
So what stocks did you sell in 2025 for tax loss harvesting ?
Are you replacing the stocks with proxies and planning on rebuying in 31 plus days or have you given up on those stocks ? I had steep losses with Adobe and TTD and UNH but I think they are good turnaround stories for 2026 so didn't sell. Plus I didn't …
Why doesn't the ETF follow the real index?
I have bought an ETF tracking the **Nifty50**. The ETF is **iShares MSCI India UCITS ETF USD (Acc)** Over more than a year, the Nifty50 went up by **10%**, my ETF went **DOWN 10%**, and it made the total gain of my portfolio close to 0 canceling out all other …
Investing contest with my wife
So a little background… my wife is a SAHM as we are lucky enough to live off my salary. We max my 401k, Roth IRA, HSA and fund our kinds 529 as well as a UTMA. Each year we have a little contest where we each pick 5 stocks and …
$328M Taiwan Contract for LMT Just a Blip or a Signal for 2026?
Sitting here in Houston at 10:40, scrolling news Pentagon confirms Lockheed Martin landed a $328M Taiwan contract. Not huge, but defense money is still flowing and it feels like a hint where big players might be putting cash early 2026. I’ve only got a small position, not chasing spikes, but …
Which of these stocks are expected to have breakout year in 2026-27
Disclaimer- Have posted this in other forums too. Listing the tickers from growth portfolio here. Which of these stocks are at inflection point with breakthrough in technology, scaling operations, expanding revenue and finally becoming viable long term story. And which will likely end as its do or die year for …
Chatgpt says whole life was the quasi Roth IRA decades ago and was great , is this accurate ?
I was curious why whole life insurance was so prolific back in the day , and basically chatgpt explained that before Roth IRAs or even Ira’s the only good retirement savings beyond your employer pension was a whole life policy which used to be better with higher yields and dividends …
Dust to data centers: The year AI tech giants, and billions in debt, began remaking the American landscape
\[ https://www.cnbc.com/2025/12/31/ai-data-centers-debt-sam-altman-elon-musk-mark-zuckerberg.html \](https://www.cnbc.com/2025/12/31/ai-data-centers-debt-sam-altman-elon-musk-mark-zuckerberg.html) “The shovels that are going in the ground here today, they’re really about compute that comes online in 2026,” \[Open AI CFO\] said in September. “That first Nvidia push will be for Vera Rubins, the new frontier accelerator chips. But then it’s about what gets built for …
Seeking Paid Online Investment Guidance (Canadian Investor, Mostly US Stocks)
I’m a Canadian DIY investor managing my own portfolio and investing an additional $1,500–$2,000 weekly, mostly into US equities. I’m not looking for a financial advisor. Instead, I’m looking for a paid online service that offers: • Clear buy/sell guidance • Model portfolios • ETF recommendations • Rules‑based or systematic …
Investing and Trading Scam Reminder
For those new to Reddit and to investing and trading - please be aware that social media platform like Reddit, Discord, etc. can be a vector for scams and fraud. Offers to DM should be viewed as suspicious. Social media platforms continue to be a common method to recruit new …