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Do short puts create a margin loan?

O
May 25, 2026 · 03:05

Let's say a trader has $10K on his account. With that he can buy 200 shares of XYZ stock at $100/share ($20K total).

If he does that, he will have a margin loan of $10K on which he will pay margin interest.

Now, let's say that our trader sold 2 100 XYZ puts for $200 each.

He now has $10400 cash, but how much buying power does he still have? $400 or zero?

Is the additional cash required to purchase XYZ stock ($9600) in case the puts get assigned considered a margin loan and is a subject to margin interest?