I was given the following portfolio construction plan and I’m looking for honest feedback.
The percentages represent target portfolio allocations if the stock falls below the specified price.
Adobe: 7% at $240, 10% below $198
MercadoLibre: 3% below $1600
Lululemon: 8% below $135, 10% below $115
Freddie Mac (FMCC): 7% below $6, 10% below $4
Molina Healthcare (MOH): 15% below $130, 20% at $100 or below
[JD.com](http://jd.com/): 10% below $28, 12% below $25
Zoetis (ZTS): 5% below $80, 8% below $65
Veeva Systems: 3% below $150
Freshworks: 3% below $5.65
MSCI: 3% below $530
HCA Healthcare (HCA): 3% below $365
Fiserv (FISV): 5% below $48, 7% below $35
A few questions:
Are any of these allocations dangerously concentrated?
Which stocks on this list look the most attractive today?
Which stocks would you remove entirely?
What sectors or themes am I underweight in?
If you had $100k and a 10+ year horizon, how would you modify this?
For context, I’m 25, have a high risk tolerance, and I’m trying to outperform an S&P 500 index fund over the long run.