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REDDIT

I sell puts for premium with low value account

S
Jun 18, 2026 · 10:48

Recently I started trading options after a long pause. I'm trying to develop a strategy for selling puts on broad ETFs.

My strategy so far is this :

1. I look for broad ETFs with an uptrend. The way I determine if I have an uptrend is to compare the current price with the 10 day simple average, 20 day exponential average and the 30 day exponential average.

If current price >10SMA>20EMA>30EMA I consider the ETF to be in an uptrend

2. Next, I check if the IV rank is above 30%

3. If point 1 and 2 passed, I look at the options available at 30DTE and look for a strike in the 10-15 delta range and I sell a put.

4. I setup a profit taker for 20-30% of the sold put

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So far I'm selling puts on SLV silver ETF. My current trade was to sell a $61 put with expiry on June 26th for $1.05 premium. I opened this position on May 27th. So far the price of SLV fluctuated up to $64 and all the way down to $58. I held the option and was not assigned as of today.

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Another point I want to make is that my account is small, only about $2.5k in value and I have margin enabled. For this reason, I'm limiting my trading only at 1 contract at a time until I'm satisfied with my strategy and I can increase the account value to at least $7.5k. The small value of my account is also the reason I cannot trade bigger ETFs, like SPY.

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My plan in case of assignment is to then sell covered calls, ideally at the same strike as the put. Is this a good idea, or should I look into setting up a stop loss?