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REDDIT

Options spreads and buying power in a cash account.

O
Jul 3, 2026 · 06:19

If I have a cash account with $10K (just an easy example amount) and I daytrade options spreads (e.g. verticals), how does each such trade affect the buying power?


For example, buy XYZ vertical for $100, then sell the same vertical for $110. Both transactions are not settled until tomorrow - that part I know. But what happens to the buying power?

Does it get reduced by the initial $100 debit?

Or, does it get reduced by the cost of the long leg (e.g. $500)?