Every time I need cash for something it's always when BTC is at the worst possible price ...

Swear this is some kind of curse. Transmission went out last spring, BTC was down around 15% that week. Needed to cover a security deposit on a new apartment, BTC dipping. Insurance deductible after someone backed into my car, you already know.

Every single time. I never need money when we're pumping... It's always during a dip or right before a run. And every time I open Coinbase, sell what I need, and then watch it recover within weeks.

Started looking into borrowing against it instead after the last time because I genuinely can't keep doing this to myself. A few people at work mentioned they use different platforms for it, one guy uses Ledn, another's been on Nexo for a while. Signed up on Nexo just to poke around, haven't pulled the trigger on an actual loan yet. The idea of just taking a small loan and paying it back from my paycheck instead of permanently selling at the worst time sounds almost too easy.

I just wonder if anyone actually has a good plan for this or if most of us are just winging it and selling at the worst time...