Digital credit isn’t just crypto speculation with a new label. Something structurally different is emerging. It’s built on three core pieces: Bitcoin being used as collateral, stablecoins functioning as settlement and yield tools, and companies holding BTC on their balance sheets while issuing structured equity and debt products. Each of these can generate yield — but each carries its own risks that need to be understood properly.
I’m putting together a 180-episode series to break this down step by step, from basic definitions to institutional-level risk analysis. Episode 1 explains why digital credit exists and how it differs from traditional credit markets.
I’d genuinely appreciate your feedback and suggestions.