Is the bubble finally popping now that I'm fully invested? WTF is that. This time last year I was only 25% invested because I was (wrongfully) still doubtful of AI and was a hater. I probably watched the Big Short a few too many times and was wishing I was Michael Burry but I see the reality of that situation now though and realized how much I use AI myself in day to day tasks and searches.
But I feel stupid for buying when I did, not at the top, but went all in on what \*I thought\* was the bottom. I'm feeling pretty defeated and stupid for not just buying VOO the last several years like I should have instead of sitting on the sideline until it was too late. And now I'm wondering if I'm being too naive to see an even bigger pullback coming. I haven't touched my account I just don't know what to do in case things get worse because I kind of need the money to move out eventually but also while I have the privelege of living at home my logic is invest everything I can now so that I thank myself later. I should've started in 2022/23 but I didn't have as much money as I have now.
I also don't want to lose half of it and then prolong me living in moms basement into an age well past when it would be acceptable. That's more a personal choice I know but it's a stressful one and I really do want to get tf out so I can start my life. Losing half my net worth in a market correction will halt those plans if that occurs. I imagine there's gotta be people here in a similar boat though. If they're on the younger side. I worked my butt off at my last job and saved everything, I just want to continue with that momentum and not let it die. Being unemployed hasn't been helping there. I'm looking everyday but struggling to find work compared to when I graduated college during covid which was also considered a bad job market back then.
My question is what do I do now? Do I sell for a slight loss and just do VTI/VOO and forget it forever and keep adding? Logically I know the answer is yes but I'd like to see my single stocks get back to where they were a month ago before I sell, a lot was in the green. I waited a fucking year to see profit on Lulu and wanted to dump it but hesitated thinking it would go higher.
I guess what I'm asking is, is it realistic to want to see my single picks go back up 20-30% before going all in on index funds? I don't want to miss out and ultimately believe in my thesis but I don't know if I really believe I can out perform the S&P. Or will I be waiting forever for something that will never come where I potentially keep losing money chasing the dragon. I want to say though I've never really lost money and haven't done anything stupid like leveraged crypto or 3x leveraged ETFs but it feels like I'm being punished in my account as if I had been gambling like that.
My cost on the following:
ADBE: $288
Brk.B: $479
LULU: $194
MELI: $2076
META: $602
MSFT: $401
NVO: $55
UNH: $263
VTI: $328
Of the bunch, Lulu and Novo I'd love to drop like a hot potato. Thanks in advance if you got this far