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REDDIT

Is it worth considering rebalancing based on over exposure to certain sectors?

M
Jan 21, 2026 · 12:31

Over the past few years, I've been lucky enough to pick some good companies, but I'm becoming to reliant on tech.

\-S&P500 index is about 20% my overall portfolio (which in itself about 40% tech)

\-60% is in tech or tech adjacent

\-20% is in consumer defensive


**-So altogether it's about 68% technology**


I like the tech companies I own, but I am conscious of being overexposed to one area. I don't sell stocks unless there's a serious threat or problem with the underlying product/model - which there isn't.

The other option is I hold off buying more tech (which is difficult because I work in IT and it's the area I understand the best), and dilute it as I add more money to my brokerage account.