My portfolio consists of a 401k ROTH and HSA account through my employer. In addition to that, I have a HYSA with about 6 months worth of living expenses in it. I am looking to start investing outside of those avenues and unsure of whether I should open a brokerage account or contribute to a personal ROTH account (which would max at $7k/year).
Essentially, what are the pros/cons to starting a brokerage account versus a personal ROTH?