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REDDIT

Should I contribute to an HSA, 401K and Roth IRA? (26 years old)

S
Feb 13, 2025 · 03:08

Hey everyone! So I'm 26 and I've been pretty big into investing for a while. My current net worth is about $125K.

Roth IRA: $36K (already maxed for 2025)
401K: $39K
HYSA: $51K
HSA: $0

I do have a HDHP at work that qualifies me to open an HSA. Would it be beneficial for me to just open one and start maxing that out as well? I don't have an HSA through my employer, I would be doing this on my own. Thoughts?